Cara semakan nama peminjam blacklist CTOS dan CCRIS

Individu yang gagal membuat pinjaman daripada perbankan dan institusi kewangan lain dengan alasan nama disenaraihitamkan (blacklist) CTOS dan CCRIS dinasihatkan menggunakan saluran yang betul untuk membuat semakan status bagi mengetahui sama ada benar-benar terlibat dengan masalah berkenaan. 

Apa yang kami lihat di internet ramai individu menggunakan ruangan komen di blog tertentu yang memberi info semakan CTOS dan CCRIS dengan mendedahkan maklumat peribadi mereka seperti no kad pengenalan. 

Sebagai peringatan, tindakan itu adalah kurang bijak kerana pihak atau admin blog itu tidak dapat membantu anda bagi membuat semakan laporan kredit sama ada nama anda sebagai peminjam atau penjamin di senaraihitamkan melainkan anda sendiri yang berusaha untuk berhubung dengan pihak atau agensi terlibat melalui saluran yang betul. 

Sekiranya anda memberikan butiran penting identiti, contohnya seperti nama penuh, alamat, no telefon, atau no kad pengenalan di ruang komen tersebut, secara tidak langsung ia terdedah kepada umum dan akan membuka peluang pihak yang tidak bertanggungjawab menyalahgunakan butiran peribadi dengan mengambil kesempatan terhadap masalah yang dihadapi oleh anda. 

Terdapat beberapa kes, dimana ada pihak atau individu yang tidak bertanggungjawab akan tampil mengambil kesempatan kononnya bagi menolong menyelesaikan masalah dengan mengenakan bayaran tertentu malah ada yang akan menghantar SMS bertujuan untuk menakut-nakutkan mereka yang menghadapi masalah ini. 

Dari mana mereka mendapat butiran maklumat untuk menghubungi anda?, salah satunya adalah daripada sikap ambil mudah anda dengan mendedahkan maklumat tersebut seperti yang kami nyatakan sebelum ini. 

Sehubungan dengan itu, anda dinasihatkan berhati-hati dan menggunakan saluran yang betul untuk tujuan tersebut.

10 Little Stories About the True Power of Love

Sometimes, life produces the kinds of situations and events that no Hollywood scriptwriter could ever dream up. Comical, ambiguous, unpredictable, tragic — life is such a multifaceted thing. But whatever happens, there’s always space for love, kindness, happy occurrences, and simple wonder.

We at gathered together 10 powerful stories that will hit you right in the heart.

Kelebihan / Fadhilat Ayat Al-Kursi

  بِسۡمِ ٱللهِ ٱلرَّحۡمَـٰنِ ٱلرَّحِيمِ                                         

Ayat 255 dari Surah Al-Baqarah yang lebih dikenali sebagai‘Ayat Al-Kursi’ ini juga digelar ‘Penghulu Segala Ayat Al-Quran’.

Ayat ini diturunkan selepas hijrah Nabi Muhammad SAW, dengan diiringi oleh beribu-ribu malaikat karena kebesaran dan kemuliaannya. Syaitan dan iblis juga telah menjadi gempar kerana adanya satu alamat yang menjadi perintang dalam perjuangan mereka. Maka Rasulullah SAW dengan segera memerintahkan Zaid bin Tsabit (penulis Al-Quran) agar menulis serta menyebarkannya.

Ayat ini disebut ‘Ayat Kursi’ kerana di dalamnya terdapat perkataan ‘KURSI’, bermaksud ‘Tempat Duduk Yang Megah Lagi Yang Mempunyai Martabat’. Iaitu syiar ataskebesaran Tuhan yang meliputi 7 lapis langit dan 7 lapis bumi.

5 Ways To Pay Your Mortgage When You Are Struggling

Going through another sleepless night thinking about your overdue home loan repayments? The possibility of losing your home can be terrifying. Perhaps you’re having trouble making ends meet because you or a family member lost a job, or you’re having other financial problems.

Maybe things are not as bad yet, but you would like to prepare yourself with all possible scenarios, just in case. For those who took out a variable rate home loan – you may want to know what your payments will be in the event the rate increases and whether you’ll be able to make them.

Regardless of the cause of your anxiety, there are ways to protect your home even in times of financial trouble. Here are three things you can do to save your struggling mortgage.

The Deep Politics of God : The CNP, Dominionism, and the Ted Haggard Scandal (Part 2 of 2)

Deep Politics and the Evangelical Establishment

The CNP should concern people, but not necessarily for the reasons that the Left present. Groups like the CNP can draw innocent Christians into the practice of deep politics. Deep politics is a term first coined by Professor Peter Dale Scott. Scott gives the following description of deep politics:

My notion of deep politics… posits that in every culture and society there are facts which tend to be suppressed collectively, because of the social and psychological costs of not doing so. Like all other observers, I too have involuntarily suppressed facts and even memories about the drug traffic that were too provocative to be retained with equanimity. (No pagination)

10 Ways to Create a Backyard Oasis

1. Plant Lush Layers

“I would rather the edge of my property look like the edge of the woods than look at someone else’s property or a wall,” says Raymond. From towering shade trees to midsize shrubs to low-lying ground cover, using different-size plants creates textured layers. Here’s one of Raymond’s favorite combinations: a low layer of deep-purple ground cover that won’t exceed 12 inches tall, a medium layer of flaming orange bromeliads and feathery green cycads, and an uppermost canopy of palms. “I like a garden that, if not tended, still looks good―almost like nature took over,” he says.

Video | Harris J Feat. Jae Deen - Paradise

Justin Bieber Naked

EXCLUSIVE PICTURES: Justin Bieber goes for naked swim while vacationing with model Jayde Pierce in Bora Bora..

More Pics below....

READ AND SEE MORE HERE

Video - Madonna ┇ Vogue

Madonna ┇ Vogue

Strike a pose
Strike a pose
Vogue, vogue, vogue
Vogue, vogue, vogue

Zaid Ibrahim On Tun Dr Mahathir

The following is the transcript of Zaid Ibrahim's speech given at the Royal Selangor Club luncheon. It is also on Zaid's Blog here:

Thank you, Mr President, for allowing me the opportunity to speak to members of the Royal Selangor Club about what lies ahead for the country. I was once a member of this special Club. I have fond memories of the Long Bar as a special meeting place for lawyers and businessmen, where good spirits and conversation could always be found.

Today we have a Prime Minister who is not only embroiled in a financial scandal the magnitude of which the world has not seen before – he has also deliberately obstructed the machinery of Government from carrying out its duties.

The Government of Malaysia is today run by Prime Minister Najib Razak’s lackeys, and he himself has become dangerous as a leader of this nation.

Lets Make Dollah Salleh CEO of MAS : UAE 10 : M'sia 0, Palestine 6 : M'sia 0, Timor Leste 1 : M'sia 1, Najib 2.6 Billion : M'sia 0.

UAE players celebrate as a dejected Malaysia goalkeeper Zamir squats down in the match at the Mohammed Zayed Stadium in Abu Dhabi, UAE. - AFP

THE STAR

First MRT Line is 65% Complete

Artist Rendering of MRT Station

The Kuala Lumpur Mass Rapid Transit (MRT) project is a part of the government’s economic transformation programme. Anyone driving in and around Kuala Lumpur could not have failed to see the construction, although the company has done a reasonably good job of keeping the traffic moving despite the line running alongside (or in the middle of) major roads.

The project will eventually consist of three lines. The first line will run from Sungai Buloh to Kajang. The train line will be elevated until its approaches the city centre when it will go underground. It will be 51 kilometres long and have 31 stations, seven of which will be underground. It will be capable of carrying 400,000 passengers a day. The second line will be 52 kilometres long and run from Sungai Buloh to Putrajaya and is targeted for completion in 2022.

The CEO recently announced that the first line is now 65% complete, and the first section from Sungai Buloh to Jalan Semantan will be finished by the end of next year and the final section, to Kajang, by July 2017.

Institutions and tertiary programmes covered by PTPTN

Not all institutions and programmes they offer are eligible for PTPTN loans. Read here to ensure a smooth application process.

Can I apply PTPTN for [insert name of institution]?

The PTPTN loan is open to students who are continuing their studies at local higher education institutions (IPTA) and Private Higher Education Institutions (IPTS) only.

Rosmah

Listen to the ground, Putrajaya told

Embattled Malaysian PM Najib drops speech to global anti-corruption gathering

Some 2,000 delegates from around the world will gather in Malaysia next week for the world’s top anti-corruption meeting, but they will no longer be hearing from the leader of the host country

The embattled leader has now quietly cancelled his scheduled speech to 2,000 delegates on the opening day of the International Anti-Corruption Conference that his country is hosting

For Najib Razak, the Malaysian prime minister beset by controversyover nearly £450 million paid into his personal bank account, the timing of a global anti-corruption conference in Kuala Lumpur next week could not be more awkward.

The embattled leader has now quietly cancelled his scheduled speech to 2,000 delegates on the opening day of the International Anti-Corruption Conference that his country is hosting.

The summit, which is organised by the Transparency International, the world’s leading anti-corruption organisation, is held every two years in different locations.

By chance, it will open in Kuala Lumpur as Mr Najib’s government is engulfed in allegations of corruption and financial impropriety surrounding 1Malaysia Development Berhad (1MDB), a scandal-plagued state investment fund.

SKMM sekat laman promo Bersih 4.0

Suruhanjaya Komunikasi dan Multimedia Malaysia (SKMM) akan menyekat laman-laman portal yang mempromosi, menyebarkan maklumat dan menggalakkan orang ramai untuk turut serta ke perhimpunan Bersih 4.0, akhir bulan ini.

Menurut kenyataan yang dikeluarkan SKMM hari ini, langkah tersebut adalah lanjutan daripada kenyataan yang dikeluarkan Kementerian Dalam Negeri (KDN) baru-baru ini.

Obama’s “Pivot to Asia”: US Sponsored Mobs Seek to Overthrow Malaysian Government

Malaysia’s “Bersih” movement – an umbrella organization for various opposition groups opposed to the current government of Prime Minister Najib Razak – plans its fourth street demonstration in 8 years to unfold at the end of August.

While Bersih’s alleged goal is “clean and fair elections,” it is openly led by the government’s opposition headed by the now imprisoned US-proxy Anwar Ibrahim and a myriad of US-funded and directed nongovernmental organizations (NGOs). The US State Department, through its US National Endowment for Democracy (NED) and its subsidiary the National Democratic Institute (NDI), the Open Society Institute (OSI) among others, have funded both Bersih directly, and many of the NGOs that constitute Bersih’s core leadership.

Several NGOs currenlty openly funded by the US NED - i.e. Islamic Renaissance Front and Lawyers for Liberty - can be found also listed on Bersih’s current “endorsees” list.

Despite years of immense US-funding, Bersih has recently pleaded for donations and now claims they’ve received over a half million Ringgit (over 100,000 USD). More recent reports claim the amount could be as high as 1.2 million Ringgit.

Will Muhyiddin be sacked from Umno on Sept 9?

“Operasi Kedua” likely to see a purge in Umno involving Kedah and Perak as well but sparing Sabah and Johor for now, says political analyst Shahbudin Husin.

 

 

The jury was no longer out on whether Umno Deputy President Muhyiddin Yassin will be sacked from the party come September 9 when the Supreme Council meets. The betting now was that not only will he be sacked as a party member, thereby losing his deputy presidency, both Kedah and Perak will get new Umno Liaison Chiefs, according to a political analyst in his latest blog posting. “Deputy Prime Minister Ahmad Zahid Hamidi is expected to be the new party chief in Perak, and Mahadzir Khalid, the Education Minister, made Kedah Chief.”

10 Currencies That May Follow Tenge in Tumble Triggered by China

On most days, Kazakhstan finds itself in the backwaters of financial markets. Yet, it’s this central Asian nation that has delivered the latest shock to global currency trading.

Thursday’s 22 percent plunge in the tenge after Kazakhstan abandoned control of its exchange rate revealed a sense of urgency among policy makers: they had tried a managed depreciation just a day earlier. The escalation signaled to investors that it has become too costly for developing nations to defend their currencies. Vietnam also devalued the dong, while freely traded currencies such the South African rand and Turkey’s lira extended losses.

Countries with economic ties to China and Russia are exposed

The trigger for the wave of depreciations was China’s decision to weaken the yuan on Aug. 11, leaving countries competing with the world’s second-largest economy in export markets and those selling goods to it at a disadvantage. That added to the woes ofemerging markets already reeling from a looming increase in U.S. interest rates and weakness in oil prices. Some, like the countries of the former Soviet Union, face an additional problem: the ruble’s continued weakness puts them in an unfavorable position in their trade with Russia.