What Is A Tax Deduction?

After deducting tax reliefs from your annual income, you can still reduce your chargeable income with tax deductions.

In Malaysia, a tax deduction is similar to a tax relief, where it reduces your chargeable income. Tax deductions are a result of Gifts and Donations.

Donations are only tax deductible if the donations are made to Government approved charitable organisation or directly to the Government, and you must keep the receipt of the donation.

For income tax 2017, if your chargeable income is RM55,000, and you’ve donated RM2,500 to an approved charitable organisation, you are allowed to deduct 7% of your aggregate income to reduce your chargeable income.

For income tax 2017, if your chargeable income is RM55,000, and you’ve donated RM2,500 to an approved charitable organisation, you are allowed to deduct 7% of your aggregate income to reduce your chargeable income.

Total chargeable income after tax deduction

= RM55,000 – (RM55,000 x 7%)

= RM55,000 – RM3,850

= RM51,150

10 Little Stories About the True Power of Love

Sometimes, life produces the kinds of situations and events that no Hollywood scriptwriter could ever dream up. Comical, ambiguous, unpredictable, tragic — life is such a multifaceted thing. But whatever happens, there’s always space for love, kindness, happy occurrences, and simple wonder.

We at gathered together 10 powerful stories that will hit you right in the heart.

Kelebihan / Fadhilat Ayat Al-Kursi

  بِسۡمِ ٱللهِ ٱلرَّحۡمَـٰنِ ٱلرَّحِيمِ                                         

Ayat 255 dari Surah Al-Baqarah yang lebih dikenali sebagai‘Ayat Al-Kursi’ ini juga digelar ‘Penghulu Segala Ayat Al-Quran’.

Ayat ini diturunkan selepas hijrah Nabi Muhammad SAW, dengan diiringi oleh beribu-ribu malaikat karena kebesaran dan kemuliaannya. Syaitan dan iblis juga telah menjadi gempar kerana adanya satu alamat yang menjadi perintang dalam perjuangan mereka. Maka Rasulullah SAW dengan segera memerintahkan Zaid bin Tsabit (penulis Al-Quran) agar menulis serta menyebarkannya.

Ayat ini disebut ‘Ayat Kursi’ kerana di dalamnya terdapat perkataan ‘KURSI’, bermaksud ‘Tempat Duduk Yang Megah Lagi Yang Mempunyai Martabat’. Iaitu syiar ataskebesaran Tuhan yang meliputi 7 lapis langit dan 7 lapis bumi.

10 Free Marketing Tools Every Entrepreneur Should Know About

If you’re an entrepreneur, bootstrapping a business, then you understand the importance of every dollar.

While executing your core competency is a crucial factor to your business’ success, another important step is effectively marketing your business. Fortunately, there are hundreds of free digital marketing tools that can greatly impact your business. Below are a few of the best, free online marketing tools for entrepreneurs.

Inilah 8 Amalan yang Mendatangkan Syafaat di Hari Kiamat. SHARE Semoga Bermanfaat Pada Orang Lain Juga..

Rasulullah SAW merupakan pemimpin yang sangat dicintai oleh umat muslim. Beliau sentiasa mengajarkan amalan kebaikan serta memberikan ganjaran berupa memberikan syafaat bagi orang yang Allah dan beliau kehendaki. 

Syafaat yang diperoleh seorang muslim akan menjadi saksi amalan kebaikan baginya saat di hari kiamat kelak. Banyak orang yang beranggapan bahawasanya untuk mendapatkan syafaat dari Rasulullah adalah dengan berziarah ke makam beliau.

Padahal yang demikian ini tidak pernah diajarkan oleh Rasulullah sendiri. Beliau justeru memberi tahu mengenai amalan yang dapat mendatangkan syafaat di hari kiamat kelak. Lantas amalan apa sajakah yang dimaksud? Berikut informasi selengkapnya.

Things Kids Of Today Won’t Understand

Today’s Kid Won’t Understand

Being a kid born prior to the millennium, I’ve had my fair share of VCR tapes, floppy disks and Beverly Hills 90210. Kids today are connected on their smartphones and tablets that they simply don’t understand the struggles of having to call on someone and see if they could come out and play after dinner.

While we were watching Saturday morning cartoons and gobbling down fruit loops, kids are now watching Keeping Up With The Kardasians while shopping online. While every generation has their perks, here are some things that children of today will never understand.

Dial-Up Internet

Waiting for someone to put down the phone so that you could finally dial-up to the Internet was such a home drama. Yelling and arguments broke out so often that mum and dad had to step in. The result: nobody could use the phone at all. The nerve…

5 Most Expensive International Schools In The Klang Valley

To ensure their children remain competitive in the increasingly borderless world, more and more Malaysian parents are opting for international and private education for their children. However, these schools do not come for cheap.

In 2012, the Malaysian government has eliminated the quota for Malaysian enrolment at international schools. Due to the quota and the lack of affordable options, only selected affluent Malaysians could afford to send their children to these schools previously.

The 2012 decision to remove the quota has opened the floodgates and more international schools are mushrooming all over the country. According to the latest data by the International School Consultancy Group (ISC), a UK-based organisation, there are currently 99 English-medium international schools in the country, with a total of 39,460 students.

The market has been growing at a rate of 19% per annum for the past five years, and it is showing no signs of stagnation.

Based on latest findings, 40% of the students in these premium schools are local Malaysians, 9% British, 6% South Korean and 4% American.

How expensive are these premium schools really? We have collated the top 5 most expensive international schools in the country and this is how much you will have to fork out to send your child to these schools from nursery all the way till graduation:

Keeping Employees Happy, 5 Key Lessons

Keeping Employees Happy

According to a JobStreet.com survey on Employee Job Satisfaction in Malaysia, 78% of the respondents claimed that they were unhappy with their current job. While it is often perceived that the main reason many young talent leave a company is due to the low salary, only 17% out of the 1,145 respondents quoted salary as the main reason for influencing their unhappiness at their current job.

Dissatisfaction with their scope of work was the top reason many felt unhappy at work. Most of these unhappy employees said they felt that they have too much work or that their work is predictable and boring. Another factor was also their poor relationship with their immediate supervisor or boss.

Overall, the employees agreed that the key changes determining their wellbeing at work would need to include opportunities for career development and also work-life balance in the company. If the needs are not met, the majority said they would find another job to restore their happiness at work.

Research has showed that profits are higher when employees are loyal and engaged in the company while on the contrary, the company suffers when employees feels unmotivated or undervalued. Studies have also shown that engaged employees perform better, miss less work, adaptable and are more supportive to changes.

Happy employees are also satisfied and feel a sense of accomplishment in their work – a sense that what they do is important and meaningful. Such feelings reduce stress, which is a major factor of productivity.

To create an environment where happiness and productivity flourish, here are 5 key lessons to consider:- 

Nak Clearkan Barang Kat Rumah? Kenapa Tak Try Car Boot Sale

Kadangkala ada di antara kita membeli sesuatu barang atau produk dengan harga mahal. Kemudian selepas dipakai, mahu menjualnya dan pasti nilai harga menjadi rendah.

Mungkin merugikan, tetapi apa boleh buat itu cara terbaik kumpul wang untuk membeli barang idaman yang baru. Remaja berikan tip menjual barangan terpakai untuk tambah pulangan wang kamu. 

Pastikan barang dijual masih elok

Seelok-eloknya barang yang hendak dijual haruslah berada dalam keadaan baik meskipun barang tersebut dijual dengan harga murah. Ini kerana, selalunya pembeli akan lebih mementingkan kualiti barang sebelum melihat harga yang ditawarkan.

Jangan jual mahal

Biarpun barangan yang kamu beli mencecah ribuan ringgit, jangan sesekali menjual balik selepas dipakai agak mahal dengan alasan barang yang kamu beli masih baru. Pembeli tidak akan menghabiskan duit begitu banyak hanya untuk beli barang terpakai. Baik beli barang original sahaja.

7 Kesilapan Ini Biasa Orang Lakukan Semasa 'Interview'

Tidak semua syarikat di dunia mementingkan resume yang diberikan pemburu kerja semasa temuduga. Penemuduga selalunya mengambil masa kurang 10 minit untuk menyelak resume yang diberi, dan selebihnya bergantung kepada bahasa badan calon temu duga itu sendiri.

Bahasa badan atau 'body language' sering dipandang remeh atau langsung tidak dipedulikan oleh calon temuduga disebabkan mereka terlalu fokus kepada penyampaian resume atau penampilan diri.

Namun sebaliknya, pergerakan badan memainkan peranan penting dalam menyokong resume calon, sekali gus menampilkan calon sebagai individu yang berkeyakinan tinggi atau kreatif.

Berikut adalah tujuh kesilapan besar melibatkan bahasa badan yang dilakukan oleh calon semasa temuduga.

4 Ways To Simplify Insurance Planning For Your Growing Family

Being a parent means a life full of joy and love, but at times, with a dash of sacrifice and a few heaps of sleepless nights plagued with worries. And us, parents won’t have it any other way.

Even when we are not around our kids, we constantly think about them and wonder what they are up to. Perhaps nothing can really take away the constant worries, but if we prepare for it sufficiently, we can be better equipped at providing the best for our children.

If one of the family members is ill, the last thing a parent wants to worry about is money. As a parent we want to be able to afford the best care and the best treatment – without a second thought. However, the truth is, medical treatment has become so expensive in recent years that in such a situation, money is the first problem that we have to tackle.

One of the most effective ways to prepare for such eventualities is by building an adequate insurance portfolio, not just for the children, but for the entire family.

How do you ensure that your insurance portfolio stand the test of time? Starting and raising a family are expensive affairs. One wrong move can result in a financial hit that may take years to recover from, which is why you need to ensure your insurance planning is able to withstand any stress as your children grow up.

Here are a few things you need to consider to ensure your insurance portfolio for the whole family is financially sustainable:

Rock Ooo - Rimba Bara Kembali

Rock Ooo ialah sebuah filem komedi muzikal yang diarahkan oleh Mamat Khalid dan dibintangi oleh Que Haidar, Khir Rahman, Soffi Jikan dan Pekin Ibrahim. Filem ini ditayangkan pada 28 Februari 2013.... Filem ini merupakan sekuel kepada filem Rock [ 2005 ].

Plot cerita ini berdasarkan kehidupan kugiran Rimba Bara setelah pemergian Zack dari kugiran tersebut. Cerita bermula dengan kisah bagaimana Amy Mat Piah melalui hari-harinya selepas dibuang dari kumpulan Rimba Bara. Hari-hari beliau sering dihantui dengan kisah Rimba Bara, walaupun beliau telah meneruskan pekerjaan beliau sebagai pembuat air batu campur.

Easy Ways to Take Care of Your Hair

Designer clothing, perfectly applied makeup, and fine jewelry are all wasted if your hair looks greasy, dull, or messy. Fortunately, no one needs a hair salon or expensive hair products to have hair that looks professionally cared for and styled. With the right techniques for shampooing, drying, and styling your hair, it can be among your most attractive features.

We’ll provide some useful hair-care tips in this article, starting with the basics.

1. Keep it Healthy

• Don’t tie your hair back too tightly and never when it is wet. This stretches the hair shaft, causing it to break and split.
• Do eat foods rich in skin and hair enhancing essential fatty acids. By taking care of your diet, the state of your inner health will reflect in the condition of your hair. Be kind to yourself.
• Don’t over-style. Experts recommend using a blow dryer only for special occasions. At the end of your styling session, switch to cold air. This closes the hair shaft, leaving the hair smooth, glossy and shiny.
• Don’t forget to keep regular scheduled appointments with your stylist. Making an appointment for a trim every 4 to 6 weeks will leave your hair in tiptop condition

9 rahsia murah rezeki untuk anda amalkan

Ada banyak petua atau rahsia murah rezeki yang boleh kita jumpa dikongsikan dalam penulisan di kedai-kedai buku sejak lama dulu.

Tapi rasanya, belum lagi ada yang berikan teknik terperinci 9 rahsia murah rezeki untuk anda amal dengan jelas dan terang.

Biasanya bab rahsia murah rezeki ini hanya akan diselitkan dalam kuliah-kuliah umum.

Jarang sangat diadakan satu kuliah atau program khas untuk memberikan tumpuan pada petua atau rahsia bagaimana nak murah rezki.

Pernahkah anda sertai mana-mana seminar atau kuliah atau kelas yang memberikan tumpuan khas semata-mata untuk mempelajari teknik atau rahsia murah rezeki sahaja. Tidak ada perkara lain selain dari rahsia murah rezeki...pernah ke?

Perlu Atau Ingin?

Keperluan atau keinginan? Ungkapan ini yang sering terlintas di fikiran apabila melihat barang yang disukai di pusat membeli-belah. Perasaan tertarik dan keinginan untuk memiliki mendorong diri untuk membeli. Ia perkara biasa yang dilalui oleh semua orang. Ramai orang mempunyai wang, tetapi yang membezakan anda dengan orang lain adalah jumlah wang yang dimiliki dan cara wang itu disalurkan.

Perkara asas yang diajar ketika kita masih kecil jika mempunyai wang adalah untuk menabung. Sesungguhnya ia amalan yang amat berguna untuk masa hadapan. Ramai golongan muda masa kini gemar menghabiskan wang mengikut nafsu seperti membeli barang-barang yang bukan keperluan sehingga tiada duit simpanan. Ini menjadi masalah besar kelak ketika duit yang benar-benar diperlukan untuk tujuan yang lebih penting seperti berkahwin dan membeli rumah tidak mencukupi. Sebagai contoh, seorang lelaki yang baru mendapat kerja dengan gaji RM2,700 ingin membeli kereta buatan luar negara dengan harga hampir mencecah RM100,000, sedangkan dia dah ada kereta buatan tempatan yang masih berfungsi dengan baik. Jika dilihat secara realiti, memang tiada salahnya membeli kereta baru, tetapi dia tidak PERLU membeli kereta itu sebenarnya.

5 Things Really Successful Learners Do

Most everyone can learn, but some people just absorb and grow at remarkable rates. Here are some of their tricks.

Many people claim to be a "lifetime learners," and with good reason. Scientists have warned that you need to keep your brain active if you want to avoid mental decay. But some people seem to learn easier and faster than others. These smart people often show creativity and innovation, and quickly pick up new skills on their own time.

Learning should be easy to do since we all go through years of schooling training on how to do it. But beyond basic acquisition of knowledge, there is a real art to intensive learning. For deep learning you have to find the time and energy for knowledge and skills building. Really successful learners know the trick is to make the process itself as energizing and efficient as possible. Here's how they do it.

The New Age Magazine and Occult Explanations of the Great Seal

I‘ve recently acquired sixty issues of The New Age Magazine, spanning the years 1968-73. The New Age Magazine was “the official organ of the Supreme Council 33°, Ancient & Accepted Scottish Rite of Freemasonry Southern Jurisdiction.” The magazine was inaugurated in 1904 and still continues today. In 1990, however, the title of the publication was changed to the Scottish Rite Journal—probably in an effort to distance themselves from being identified with the New Age Movement. In any case, the original name for the magazine alludes to those same esoteric yearnings of the socialist utopians and occult theosophists at the turn of the 20th century. They believed that the world was on the cusp of a New Age of enlightenment. The Age of Aquarius was about to begin; occultists had generally agreed that a shift in consciousness was imminent, and the transformation of society—based upon a masonic ideal—would soon be realized. It is thus appropriate that Grand Commander George Moore, in 1904, named the magazine after the “rite of perfection” conferred on those who partake in the ritual of the 18th degree, the Rose Croix. Candidates who pass through this degree symbolically ascend the mystic ladder from darkness to glory and perfection. The Rose Croix degree, in turn, refers to the 17th Century mystic secret society of adepts, the Rosicrucians, who themselves called for a new age. They practiced the transformation of self through an amalgam of rituals involving hermeticism, gnosticism, alchemy and the kabbalah.

Nasi Serai II

Sedang memikirkan apakah nak di sajikan untuk para tetamu hujung minggu ni? Apa kata kita cari suatu kelainan. 

Kalau terasa nak kan kelainan, cuba olah kelainan. Apa kata kita buat nasi serai.. pasti menarik kan..? 

Rendang Ayam Nangka Muda

Satu lagi resepi yang anda harus cuba, Rendang Ayam dengan Nangka Muda , sedapnya sampai menjilat jari.. memang yummy sangat!

Anda pun boleh cuba, membuatnya pun mudah bahan pun yang simple-simple.. sesekali cuba kelainan pasti syok habis..

Video | Dion Agungs - Aku Cinta Kau Dan Dia

Dion Agungs - Aku Cinta Kau Dan Dia

Hancur hatiku mengenang dikau,
Menjadi keping-keping setelah kau pergi,
Tinggalkan kasih sayang yg pernah singgah antara kita,
Masihkah ada sayang itu...