What Is Tax Rebate?

The example in the previous chapter shows a tax amount of more than RM4,000 – that’s quite a big sum. But this may not be your final tax yet. The last step you can make to reduce your tax is through tax rebate.

Most people confuse income tax rebate with income tax relief. The difference between the two is: a tax relief is deduction from the total income to derive your chargeable income, whereas tax rebate is deducted from the actual taxed amount.

Review : Desolasi

Aiman is upset that the valet parking attendant stole his favourite 4U2C tape from the car. A scene from Desolasi.

Ironically, for a movie with a title that translates to “state of emptiness”, Desolasi is a full-on assault on the senses. It’s as if director Syafiq Yusof is afraid of desolation himself, to the point that his movie is filled with mind-boggling visual effects, neverending explosions and anguished cries.

The story revolves around Aiman (Syamsul Yusof), a visual artist with his own perception of reality. Growing up, he coloured his drawings differently from the other kids in school and that made his teacher upset. Aiman questioned why God allowed suffering in the world. He said God could make everyone happy by just giving them what they want.

Of course, this doesn’t sit well with his religious father (played by Datuk Jalaluddin Hassan), who constantly reminds Aiman to perform his prayers.

After losing his mother and experiencing a series of mishaps, Aiman can no longer bear his suffering. Underneath the pouring rain, he looks up to the sky and asks God to make his problems go away. What do you know, Aiman wakes up the next day and finds himself all alone in the world. Or at least, in his perception of reality.

While Aiman enjoys his solitude, his father files a missing person report and goes on a frantic search to find him. He even has his own Taken moment with a mysterious individual linked to Aiman’s disappearance.

Faizal Tahir and his shirtless album cover picture

Singer-songwriter Faizal Tahir put a lot of thought into the design of his latest album cover Anatomi.

“Who has a scientist jacket?” singer-songwriter Faizal Tahir says while laughing right after someone asked him to explain the meaning behind the cover of his latest album, Anatomi. The striking image features Faizal, 37, posing like the Vitruvian Man, with wings and surrounded by a number of items.

Oh, he’s shirtless, too.

He knows the media will question him on this issue. “If I’m going to explain everything, it’s going to take a long time,” he says during an interview in Kuala Lumpur.

To put it simply, Faizal says the various elements on the cover represent the songs on the album as well as things that define him as a man. It ranges from his birth year (“The horse. It’s also my favourite animal.”) to his belief about duality (“Where there is shadow, there is also light.”) and of course, his favourite football club (“The wings represent the mythical Liverpool bird.”).

The cover also reflects his admiration for women who sacrifice for their loved ones (“The lady with the veil is balancing a number of things on her head.”), patriotism (“The Malaysian flag reminds me that no matter where I go, this is home.”) and the rabbit head is the persona he takes on to entertain children.

9 Cara Pencetus Ghairah & Keseronokan Suami

9 Sensitif Isteri..

Tak Puas Seks

Suami anda dingin? Memberikan alasan tak bertenaga? Tak de mood? Tapi perasaan anda sedang membuak2? Ada beberapa tips berguna yang dapat dipraktikkan untuk menaikkan semangat dan nafsu suami.

Pencetus Ghairah Suami

Tatkala suami seakan tidak bernafsu untuk melakukan hubungan seks, ramai isteri akan menuduh suami punya ‘cawangan lain’. Hanya sedikit yang memandang bahawa puncanya mungkin adalah dari diri sendiri. Tidak mustahil apa yang terjadi ini sebenarnya bukan kerana kehadiran orang ketiga tapi kerana anda lupa untuk menggilap aspek diri yang menjadi pencetus ghairah suami.

Kealpaan ini membuatkan lama kelamaan suami mula bosan dan tawar hati untuk mengadakan hubungan seks. Jadi sebelum ia berlaku pada diri anda maka perhatikan 8 pencetus ghairah seks suami yang pada diri anda dan gilaplah ia sebelum terlambat.

Kelebihan / Fadhilat Ayat Al-Kursi

  بِسۡمِ ٱللهِ ٱلرَّحۡمَـٰنِ ٱلرَّحِيمِ                                         

Ayat 255 dari Surah Al-Baqarah yang lebih dikenali sebagai‘Ayat Al-Kursi’ ini juga digelar ‘Penghulu Segala Ayat Al-Quran’.

Ayat ini diturunkan selepas hijrah Nabi Muhammad SAW, dengan diiringi oleh beribu-ribu malaikat karena kebesaran dan kemuliaannya. Syaitan dan iblis juga telah menjadi gempar kerana adanya satu alamat yang menjadi perintang dalam perjuangan mereka. Maka Rasulullah SAW dengan segera memerintahkan Zaid bin Tsabit (penulis Al-Quran) agar menulis serta menyebarkannya.

Ayat ini disebut ‘Ayat Kursi’ kerana di dalamnya terdapat perkataan ‘KURSI’, bermaksud ‘Tempat Duduk Yang Megah Lagi Yang Mempunyai Martabat’. Iaitu syiar ataskebesaran Tuhan yang meliputi 7 lapis langit dan 7 lapis bumi.

Are You Guilty Of Using Any Of These Passwords?

With all that Heartbleed Bug news, suddenly we’ve got thinking about the passwords we use. We’ve even had to go through the headache of thinking up new ones all over again (and if you haven’t, you definitely should – check here for which sites you should change now!).

It’s definitely interesting to see some of the ‘creative’ passwords users think of. Some are extraordinarily funny; some are just alright, while some are straight up common and could be guessed within a few seconds.

Some people use the events of their lives as their passwords (we’re serious!). For instance, we have a friend that uses the name of their ex followed by a horrid word to describe their nasty breakup. Perhaps it’s a way for these poor souls to vent their anger… somehow? We think it would only make us more frustrated, tapping out their name every day.

Then there’s always that fail safe… using the word “password” as their password. Believe it or not, this is actually one of the most common passwords used around the world. They actually believe that no would ever guess it, as it’s too obvious. It’s simply amazing how these people’s minds work, isn’t it?

When Connections Are Bad, They’re Bad

Can you remember a time when you needed to download something from the website and you were just staring at the estimated time left for the document to be downloaded?

Especially when the loading bar reached 99%… and the stupid internet connection gets disrupted.

We bet this is what you look like when that happens.

Sometimes, you even caught yourself pleading or making promises at the loading bar! Like, “OMG, there’s only another 5% left, if you reach 100%, I will never curse you ever again, I’ll even polish you!” Yeah, like it’s going to respond to your emotions and hurry up just to please you. Good try though, buddy.

Or perhaps, when you are studying abroad and you need to call your parents on Skype and the line is just horrendous. The call gets through, and you spend the next ten minutes saying “Hello, can you hear me?”. You try a few more times, saying hello. 10 minutes, now 30 – all your precious time wasted.

Anyway, fear not folks, we will share some tips on how to improve your internet speed.

5 fabulous natural places to visit in East Malaysia

Much of East Malaysia on the island of Borneo was once covered by natural vegetation like lowland rainforest, montane forests at high altitudes, and mangroves along the coasts. Many natural areas still remain today, and most are reasonably accessible, but in some cases do require long road or river journeys.

Here are five fabulous natural places to put on your list of East Malaysian travel destinations.

1. Bako National Park, Sarawak

One of Sarawak’s smallest national parks (just 2,727ha) punches way above its weight class in terms of wildlife. Located 37km from the Sarawak capital of Kuching, Bako supports stands of most plant communities found in the state with mixed dipterocarp forest, mangrove forest (where it’s possible to see Proboscis Monkeys), grasslands, peat swamp forest, and a very unusual kerangas, or heath forest, where pitcher plants thrive in the nutrient-depleted soil.

There are a dozen trails to walk, from a few hundred metres to several kilometres in length and overnighting in basic park accommodations is an option, though most visitors return to Kuching and stay in hotels such as the Pullman Kuching.

Inilah 8 Amalan yang Mendatangkan Syafaat di Hari Kiamat. SHARE Semoga Bermanfaat Pada Orang Lain Juga..

Rasulullah SAW merupakan pemimpin yang sangat dicintai oleh umat muslim. Beliau sentiasa mengajarkan amalan kebaikan serta memberikan ganjaran berupa memberikan syafaat bagi orang yang Allah dan beliau kehendaki. 

Syafaat yang diperoleh seorang muslim akan menjadi saksi amalan kebaikan baginya saat di hari kiamat kelak. Banyak orang yang beranggapan bahawasanya untuk mendapatkan syafaat dari Rasulullah adalah dengan berziarah ke makam beliau.

Padahal yang demikian ini tidak pernah diajarkan oleh Rasulullah sendiri. Beliau justeru memberi tahu mengenai amalan yang dapat mendatangkan syafaat di hari kiamat kelak. Lantas amalan apa sajakah yang dimaksud? Berikut informasi selengkapnya.

21 Quotes That Perfectly Capture The Thrill Of Traveling

"You have brains in your head and feet in your shoes. You can steer yourself in any direction you choose! You're on your own and you know what you know. Only YOU can decide where to go!"

lofilolo / ThinkStock

Flickr: kokorowa / Creative Commons

Is Your Financial Portfolio Missing One Key Ingredient?

Majority of Malaysians do not have adequate insurance coverage. This situation exists because not many of us are aware of the importance of financial protection, as we’ve been focusing solely on wealth accumulation through savings or investment gains.

What if we told you that not having adequate insurance coverage actually means you will risk missing out on your investment?

According to the “Protection gap or under-insurance gap in Malaysia” study, commissioned by Life Insurance Association of Malaysia (LIAM), both insurance and takaful cover only 56% of the Malaysian population – which is pretty low compared to other developed countries.

Malaysians generally do not take up adequate insurance protection simply because they lack the understanding of its advantages. Some are also under the misconception that insurance is something you get when you can afford it.

However, the reality is, the earlier you get your insurance, the higher the probability of being covered while you are still healthy.

Kuching Waterfront: Bazaar far from bizarre

East Malaysia, on the island of Borneo, has many appealing qualities and the Sarawak capital of Kuching offers a relaxed and yet, vibrant setting. The riverfront district along the Sarawak River, in downtown Kuching, is now an open space used mostly for recreation. It’s a lively pedestrian-only precinct that is frequented by the locals who use it for leisure activities, to enjoy a sunset drink, or have a meal beneath shady trees.

A fascinating part of this riverfront area is the street named Main Bazaar which runs alongside the river. Retail shops, bazaars, and a few dining outlets front the street but there are numerous uniquely Sarawakian and Bornean products sold in the shops here to ensure that the bazaars are a bit more bizarre than mainstream.

The former trading houses, or go-downs, along Jalan Main Bazaar offer an intriguing insight to the area’s historic activities before it became a major tourism precinct. With awnings providing shade, it’s easy to amble along here, and the best place to start your walk is at the former Court House which has recently been converted to an amazing lifestyle concept under the ChinaHouse banner.

What were once go-downs for goods unloaded at the riverside docks are now mostly craft and souvenir shops selling items from Borneo. These old shops with captivating names present a face of a bygone era – names such as Dayak Art, Sarawak Steamship Berhad, and Haiyen Bird’s Nest offer some intrigue before you even step inside.

Kobis Masak Putih Yang Mudah Dan Ringkas

KOBIS MASAK PUTIH 

1/2 biji kobis ~ di potong ikut kesesuaian

5 ekor udang basah ~ buang kepala dan belah belakang, cuci bersih

3 ulas bawang merah ~ di hiris

2 ulas bawang putih ~ di hiris

2 batang serai ~ di ketuk

1 tangkai cili merah di hiris

1/2 biji santan kelapa atau boleh guna 1/2 kotak santan KARA

sedikit air

garam secukup rasa

How Much Does Your Poop Cost?

Surprise, surprise! Your poop doesn’t just magically disappear when you flush it down the toilet. So where do they go?

To the vague destination of the sewers, of course! And then what? To the rivers? To the ocean?

We break down the cycle of your poop, from what happens after you check out of your ivory throne, to the multi-staged and VERY expensive process of treating your waste after.

Just how expensive, you ask? Hint: It is equivalent to the price of 424 mega-luxury Kenny Hills bungalow units or 15,609 Birkin bags!

More importantly, who does the dirty job so that Malaysians can continue to enjoy a safe and clean environment?

Check out our infographic to find out!

5 Most Expensive International Schools In The Klang Valley

To ensure their children remain competitive in the increasingly borderless world, more and more Malaysian parents are opting for international and private education for their children. However, these schools do not come for cheap.

In 2012, the Malaysian government has eliminated the quota for Malaysian enrolment at international schools. Due to the quota and the lack of affordable options, only selected affluent Malaysians could afford to send their children to these schools previously.

The 2012 decision to remove the quota has opened the floodgates and more international schools are mushrooming all over the country. According to the latest data by the International School Consultancy Group (ISC), a UK-based organisation, there are currently 99 English-medium international schools in the country, with a total of 39,460 students.

The market has been growing at a rate of 19% per annum for the past five years, and it is showing no signs of stagnation.

Based on latest findings, 40% of the students in these premium schools are local Malaysians, 9% British, 6% South Korean and 4% American.

How expensive are these premium schools really? We have collated the top 5 most expensive international schools in the country and this is how much you will have to fork out to send your child to these schools from nursery all the way till graduation:

Tumis Air Bayam Merah

Kita hari-hari memang kena masak dan makan sayur. Tak kiralah apa-apa sayur pun kerana ia sebenarnya baik untuk kesihatan. 

Dulu kami tak berapa suka makan sayur..

Kalau mak masak sayur , kami kerap juga merungut.. terutamanya bila mak masak bening.. atau tumis air. Pasti bosan rasanya.. "macam lauk orang sakit aje.. " rungut kami setiap kali pulang sekolah di sajikan dengan sayur air...

Air Asam dan Ikan Caru Bakar

Kita mulakan menu hari ini dengan ikan caru bakar yang di cicah bersama air asam yang power...

Ikan bakar ni sesekali makan dengan kuah lemak pekena pula dengan nasi hangat memang terangkat habis...

Kami sukakan kuah asam yang pedas gilerrr... barulah berpeluh-peluh makan.. tu yang syok sangat tu..

What Does Best Effort Mean In Broadband Service?

Fast Speed Internet

It never seems to end. Complaints about our broadband speed seem to be stacking up in all social media waves. Sometimes we’re surfing at top speed and other times we feel like throttling somebody’s neck when our surfing connection speed is throttled down.

Why are we having this problem? We complain to our service providers but we are still experiencing this problem from time to time. What is really going on?

Ok, remember when signing up for the broadband plan? Remember reading or coming across the words “best effort delivery”? Exactly. That’s why we’re in this scenario.

Our service providers try their best to deliver top speed as per mentioned in the package that we’ve signed up for.

However, best effort delivery of broadband service depends on factors such as modem capability, location, coverage, distance from communication towers and number of simultaneous users.

Pencuk, Jelatah, Acar timun nenas atau Acar Cuka, semuanya adalah sama....

Pencuk, Jelatah, Acar timun nenas atau acar cuka adalah nama bagi makanan yang sama. Mungkin lain daerah lain gelarannya. 

Kaedah membuat Acar cuka sangat mudah kerana ianya tidak perlu di masak. Acar cuka ni tak tahan lama, ia cepat rosak kerana timun dan nenas tu mudah berair dan membuatkan ia tidak tahan lama . Jika di buat untuk sekali makan sahaja dan bukan untuk di simpan berhari-hari di dalam peti ais.

Selain timun, nenas dan lobak, ada juga meletakkan kobos yang di hiris nipis. Tak kiralah kobis putih, atau kobis unggu.

Ada sesetengah orang menaburkan sedikit bijan yang telah di sangai atau kacang tanah yang telah di goreng dan di tumbuk.

Pencuk atau acar timun ini biasanya enak di makan bersama nasi minyak, nasi tomato, nasi bukhari, nasi beriani atau nasi-nasi yang sewaktu dengannya. lauk yang serasi bersamanya kebiasannya lauk ayam masak merah, memang sesuai sangan lah gandingan pasangan berdua ini.

7 Signs You Are Heading For Bankruptcy

Identifying the warning signs of an impending personal financial crisis is extremely important. Sometimes these signs may be the only thing keeping you from bankruptcy.

You may be headed into a serious debt problem if you’re seeing one or more of these signs:

1. Maxing out on your credit cards or charging more than you can pay off each month

The Malaysian Department of Insolvency stated that credit card debt made up 5% of all bankruptcy cases in Malaysia between 2005 and 2012. You can see other causes here.

It is important to ensure that you use credit cards prudently. The general rule of thumb is to use no more than 30% to 40% of your credit limit at any one time. This gives you flexibility in case of job loss, illness, divorce, or other threats to your income.