Tax Rates For Year Of Assessment 2016 (Tax Filed In 2017)

Now that you understand how to derive your chargeable income to file for your 2016 income tax, we can calculate how much tax you will be paying for last year’s assessment.

What Is A Tax Exemption?

Fortunately, taxpayers in Malaysia are not taxed on our total income, as certain portions of our income are tax exempted. For income tax filed in Malaysia, we are entitled for certain tax exemptions that can reduce our overall chargeable income.

Tax exemptions either reduce or entirely eliminate your obligation to pay tax. Most taxpayers are entitled to an exemption on their tax return that reduces your tax bill in the same way a deduction does.

The following tax exemptions will not be included in the taxpayer’s EA Form:

The above tax exemptions are subject to approval, and conditions set by LHDN.

Read on to understand more about the above tax exemptions:

Tax Reliefs For Year Of Assessment 2016 (Tax Filed In 2017)

What is a income tax relief? Tax reliefs are set by LHDN, where a taxpayer is able to deduct a certain amount for money expended in that assessment year, from the total annual income. These are for certain activities or behaviours that the government encourages or even necessities or burdens to lighten our financial loads.

For income tax Malaysia, tax reliefs can help reduce your chargeable income, and thus your taxes. If planned properly, you can save a significant amount of taxes.

In our example, a taxpayer would have been taxed about 10% of his total chargeable income of RM84,300 if he had claimed no tax reliefs at all.

However, with the self & dependent tax relief of RM9,000, life insurance & EPF relief at RM6,000, his total chargeable income is now RM69,300, hence, he would only be taxed about 8% of his chargeable income.

Cara semakan nama peminjam blacklist CTOS dan CCRIS

Individu yang gagal membuat pinjaman daripada perbankan dan institusi kewangan lain dengan alasan nama disenaraihitamkan (blacklist) CTOS dan CCRIS dinasihatkan menggunakan saluran yang betul untuk membuat semakan status bagi mengetahui sama ada benar-benar terlibat dengan masalah berkenaan. 

Apa yang kami lihat di internet ramai individu menggunakan ruangan komen di blog tertentu yang memberi info semakan CTOS dan CCRIS dengan mendedahkan maklumat peribadi mereka seperti no kad pengenalan. 

Sebagai peringatan, tindakan itu adalah kurang bijak kerana pihak atau admin blog itu tidak dapat membantu anda bagi membuat semakan laporan kredit sama ada nama anda sebagai peminjam atau penjamin di senaraihitamkan melainkan anda sendiri yang berusaha untuk berhubung dengan pihak atau agensi terlibat melalui saluran yang betul. 

Sekiranya anda memberikan butiran penting identiti, contohnya seperti nama penuh, alamat, no telefon, atau no kad pengenalan di ruang komen tersebut, secara tidak langsung ia terdedah kepada umum dan akan membuka peluang pihak yang tidak bertanggungjawab menyalahgunakan butiran peribadi dengan mengambil kesempatan terhadap masalah yang dihadapi oleh anda. 

Terdapat beberapa kes, dimana ada pihak atau individu yang tidak bertanggungjawab akan tampil mengambil kesempatan kononnya bagi menolong menyelesaikan masalah dengan mengenakan bayaran tertentu malah ada yang akan menghantar SMS bertujuan untuk menakut-nakutkan mereka yang menghadapi masalah ini. 

Dari mana mereka mendapat butiran maklumat untuk menghubungi anda?, salah satunya adalah daripada sikap ambil mudah anda dengan mendedahkan maklumat tersebut seperti yang kami nyatakan sebelum ini. 

Sehubungan dengan itu, anda dinasihatkan berhati-hati dan menggunakan saluran yang betul untuk tujuan tersebut.

10 Free Marketing Tools Every Entrepreneur Should Know About

If you’re an entrepreneur, bootstrapping a business, then you understand the importance of every dollar.

While executing your core competency is a crucial factor to your business’ success, another important step is effectively marketing your business. Fortunately, there are hundreds of free digital marketing tools that can greatly impact your business. Below are a few of the best, free online marketing tools for entrepreneurs.

5 fabulous natural places to visit in East Malaysia

Much of East Malaysia on the island of Borneo was once covered by natural vegetation like lowland rainforest, montane forests at high altitudes, and mangroves along the coasts. Many natural areas still remain today, and most are reasonably accessible, but in some cases do require long road or river journeys.

Here are five fabulous natural places to put on your list of East Malaysian travel destinations.

1. Bako National Park, Sarawak

One of Sarawak’s smallest national parks (just 2,727ha) punches way above its weight class in terms of wildlife. Located 37km from the Sarawak capital of Kuching, Bako supports stands of most plant communities found in the state with mixed dipterocarp forest, mangrove forest (where it’s possible to see Proboscis Monkeys), grasslands, peat swamp forest, and a very unusual kerangas, or heath forest, where pitcher plants thrive in the nutrient-depleted soil.

There are a dozen trails to walk, from a few hundred metres to several kilometres in length and overnighting in basic park accommodations is an option, though most visitors return to Kuching and stay in hotels such as the Pullman Kuching.

A place in Malaysia you’ve probably never heard of : Bau, Sarawak

The people that live there

There are over 40 sub-ethnic groups in Sarawak and three main linguistic groups: Biatah, Singai-Jagoi, and Bukar and Sadong. In the Bau region located about 40 minutes from Kuching, the major sub-ethnic group are the Singai-Jagoi Bidayuhs. Bidayuh, which translates to ‘people of the land’, were formerly known as the Land Dayaks and they make up the second largest native ethnic group in Sarawak after the Ibans.

People of the Bidayuh tribe during the Gawai Dayak festival | Photo credit: CHEN WS / Shutterstock.com

Tribes in the Bau region are believe to have come from West Kalimantan some 700 years ago. In particular, the Jagoi-Bratak people chose to settle on top of Mount Bratak where they felt it was safe, and that actually held true for quite some time as the settlement was well fortified and flourished.

What Multitasking Does To Our Brains

We've all heard it hundreds of times: to work efficiently we have to single task. No multitasking. And yet, we let it slip. We end up eating lunch in front of the TV with our laptop open. We browse Twitter and Facebook whilst sending emails, and probably chatting in Google+ too. If we should be focusing on just one assignment, blog post, or proposal...why the heck is it so hard to focus? 

 

Why we multitask in the first place: It makes us feel good

 

To understand why we always fall into the habit of multitasking, when we know we shouldn't, I found some very interesting studies. The answer is in fact quite simple:

[People who multitask] are not being more productive—they just feel more emotionally satisfied from their work.

How to Manage Your Time on a Chaotic, Irregular Schedule

 

Not everyone works 9-5. When you schedule doesn't fit into neat little boxes, it can require some special skills to keep everything in order. Here are some tactics you can use to keep your energy up and maintain a bit of control.

In a past life, I worked as a video producer, writing, shooting, and editing short films. Anyone who's worked in this field for more than a day can tell you that regular hours are not something you keep. Some days you'll work 16 hours straight, other days you'll shoot for three hours in the middle of the night because that's the only time everyone's free. Developing skills to manage a chaotic schedule becomes incredibly important when you can't know when you're working from week to week (and, notably, these skills transfer very well to working multiple jobs and/or retail).

7 Things You Should Know About Caffeine

Coffee/tea is one of the most consumed liquid in our diets aside from water. Caffeine has a huge role in our daily diet and we are probably consuming it a lot more than we want to believe.

In a regular household 3 or more people consume caffeine in their daily intake. You might even know someone that is caffeine addict in denial. So, what is caffeine? Besides being in coffee and sodas or a great energy booster, what else do you know about it? Well, here are some trivia and facts about are favorite addicting and keep me up at night caffeine.

A little Statistic Trivia

• Most Adults consume 200 milligrams of caffeine a day or two and five ounces of coffee daily.
• 80 percent of the United States consume caffeine daily.
• People prefer coffee over Sex.
• Starbucks and other coffee shops are found all over the World.

Reduce High Blood Pressure (And Solve Many Other Problems) with This Ayurvedic Remedy

Ayurveda is one of the oldest forms of traditional healing on the planet, and it originates from India. It is actually an age-old Hindu art of medicine and prolonging of life with the help of proper diet, herbal remedies and yogic breathing. Ayurvedic treatments are some of the most trusted and highly effective means of attaining healing and wellbeing naturally these days.

There is a particular Ayurvedic remedy for high blood pressure that is revered for its ability to manage the problem. It has been employed by many for a long time already that it’s even found in India’s historical records of traditional medicine. What’s so nice about this remedy is you can easily obtain the ingredients at your favorite supermarket. Without having to comb the entire city just to come across health food stores offering products related to Ayurveda and other traditional forms of medicine, it is trouble-free to take advantage of this powerful and effective remedy for high blood pressure.

11 Tips to Tweet Properly

11 Tips to Tweet Properly

Twitter is not only for the young, tech-savvy kids; parents, businesses, and even politicians have hopped on the wagon to Twitter Town. Similar to cell phones, emails, and social marketing tools – you can only outrun Twitter for so long.

As a beginner, you’ll find that Twitter uses cutesy names to describe its tools and functions, which can be frustrating at the best of times – like a secret code that you need a special decryption machine for others.

So, here’s our helping hand with 10 tips to get your head round some of the necessary terminology that Twitter uses and how to tweet in the right way!

 

 

BR1M : For The Better Or Worse?

1Malaysia People’s Aid (BR1M) programme was first devised by Prime Minister Datuk Seri Najib Razak in 2012 as part of the Government’s effort to ease the burden of the lower income group in Malaysia. This programme was devised to help the lower income group cushion the high cost of living in Malaysia. BR1M is also part of the Government’s Economic Transformation Programme (ETP) to turn Malaysia into a high income nation.

It was not surprising, though disappointing to hear that BR1M will be continued in Budget 2016, even with 95% of respondents we polled who received BR1M said that the amount is not enough to cover the rising cost of living. So, why does the Government continue to give handouts to the low income group?

Let’s start with why it is actually a good idea.

Acar Seri Rampai Pak Engku memang sedap!

Acar Rampai, sudah sinonim bagi masyarakat Johor. Acar Rampai kerap di sediakan terutamanya di majlis perkhawinan. 

Nampak macam sedap aje bila tengok acar seri rampai dalam buku Santapan Lauk-pauk Tradisi. Didalam resepi ni ada di letakkan bijan yang perlu di sangai, tapi kami tak letak sebab bijan kehabisan.. tapi tak apa.. tak ada bijan tak menjadikan alasan untuk kita tidak mahu mencuba.. lagipun ianya tidak sedikit pun menjejaskan kesedapan Acar Seri Rampai ini.

Memang sangat sedap! kalau anda teringin nak mencuba.. kami kongsikan resepinya di sini, sebagai rujukan kawan-kawan yang nak mencuba

Why You Should Be Writing Down Your Goals

Why You Should Be Writing Down Your Goals

We hear a lot about the importance of goal-setting but most of us don’t have clear and measurable goals to work toward. Lewis Carroll says, “Any road will get you there, if you don’t know where you are going,” but how important are goals really and if they are vital, how can we make them most effective?

According to a study done by Gail Matthews at Dominican University, those who wrote down their goals accomplished significantly more than those who did not write down their goals. Who doesn’t want to accomplish significantly more? Here are four steps to creating clear and measurable goals that will lead you to huge success.

3 Things to Do For Your Finances Before the Year End

As we enter the third week of November, the year end is not a far from sight. Here are 3 things you can do for your finances before 2015 draws to a close.

 

The year is almost at an end and it's the time most companies will start scrambling to close the books and spend whatever budget they've been given. Fortunately for you - you don't have such problems as an individual but are there things you could be doing for your financial well-being before the year is out?

There are always ways you can better manage your money or make it grow even more exponentially in the coming years. All it takes is a bit of effort. Here are 3 simple things you could do to make the transition from 2015 to 2016 with financial flair.

 

The Hacker Search Engine “Shodan” is the Scariest Search Engine on Internet

Launched in 2009, Shodan is more of a prying eye across the world through the IoT rather than just a simple search engine. John Matherly, its creator, named his project after the villainous computer in the video game System Shock. As in present, Shodan is living up to his name. Already designated as ‘world’s scariest search engine’, it is commonly called the hacker search engine.

Shodan shows you what Google doesn’t. Designed with an aim to link all the devices connected to the Internet, it took no time to become a play zone for hackers and experimenters. Shodan works by collecting and stacking HTTP addresses from various devices linked over the Internet across the world. The indexing is done on the basis such as country, OS and brand.

Fakta Kegemukan yg orang tak tahu di Malaysia

Penting! Penting! penting!

Aduhai, satu fakta yang mengejutkan yang saya perolehi daripada World Health Organization (WHO) dan juga Kementerian Kesihatan Malaysia (KKM) berkenaan mereka yang OBES!

1. WHO : Kadar Obesiti di Malaysia adalah pada ranking ke-6 daripada 48 buah negara di Asia.. Fuuhhh!

2. KKM : 30% penduduk Malaysia mengalami masalah Berat Badan Berlebihan manakala 30% lagi mengalami masalah Obesiti!... Fuuhhh!

Fuuhhhhh... fakta menarik untuk kita bincangkan, kan? Jom kita ulas sikit mengenai fakta tersebut..Kenapa?

Betul ke tidak fakta ni? boleh dipercayai ke? atau WHO dan KKM saja je nak menakutkan kita..Oklah, untuk membuktikannya, mudah saja! Kita boleh je ambil contoh di sekeliling kita.. Sebagai contoh kakak kita, mak cik pak cik kita, jiran kita,atau kawan-kawan kita..

12 gambar menarik rumah berkonsep open garden

Video | Missy Elliott - Work It

Missy Elliott - Work It

DJ, please pick up your phone
I'm on the request line

This is a Missy Elliott one-time exclusive (Come on)
Is it worth it, let me work it
I put my thing down, flip it and reverse it
Ti esrever dna ti pilf nwod gniht ym tup I
Ti esrever dna ti pilf nwod gniht ym tup I