Showing posts with label SPM. Show all posts
Showing posts with label SPM. Show all posts

Sunday, 30 April 2017

Tax Rates For Year Of Assessment 2016 (Tax Filed In 2017)

Now that you understand how to derive your chargeable income to file for your 2016 income tax, we can calculate how much tax you will be paying for last year’s assessment.


Justin Bieber


Monday, 12 December 2016

How To Clean Your Laptop


Cleaning Your Laptop

Unfortunately, unlike the standard desktop, a laptop is not as easy to open and clean. However, there are still several steps an end-user can do to clean and maintain their laptop.

Before cleaning any laptop, turn it off and unplug it from the power source. Also, because you’re going to be cleaning the laptop, we also suggest that you remove the laptop battery.


Sambal Ulek


Hari ni kami masak yang mudah aje.. Kami masak kobis masak lemak putih,  goreng ikan bawal yang masih berbaki dalam peti ais dan juga sediakan sambal ulek. Benar-benar berselera sekali kami menikmati hidangan tengahari.. sesekali makan yang simple-simple ni di hari cuti ni memang membuka selera.


Kalau ada yang nak mencuba sambal ulek, kami kongsikan di sini.


Tuesday, 1 November 2016

Will You Be Able To Keep Your Home If You Lose Your Job?


After saving for years to buy your home, it seems too careless to lose it because of disability, illness or retrenchment. If you don’t have a plan B for these instances, how will you be able to make your home loan repayments?
Disability and death are covered by Mortgage Level Term Asssurance (MLTA) or Mortgage Reducing Term Assurance (MRTA), but what about retrenchment?
If the word ‘retrenchment’ doesn’t send chills down your spine, the stats below would likely make you shudder.
From January to September 2015 alone, more than 20,000 employees lost their jobs in Malaysia, and the retrenchment trend is expected to continue in 2017.  The truth is, job security is not what it used to be, and if you are unfortunate enough to be retrenched by your employer, getting another job immediately may not be as easy as well.
Hiring has also slowed significantly. Monster, a global online employment firm, said its year-over-year study of job postings on the Internet showed a 39% drop across all occupations and sectors in Malaysia.
Even jobs in the public sector were also harder to come by as the government froze hiring of civil servants except for critical positions last year.

Sunday, 8 May 2016

'Saving Tips' Ikut Cara Orang Kaya Ini Akan Membantu Kamu Menyimpan Duit


Tak ada siapa di antara kita yang tidak mahukan 'saving' duit. Ada ketikanya pasti kita terfikir bagaimana golongan kaya dan berjaya mengumpul kekayaan mereka.

Memetik laman web lifehack.org, terdapat beberapa tips yang boleh dipraktikkan dalam kehidupan harian kita untuk menyimpan wang sama seperti apa yang dilakukan golongan berada.

Jadi, kepada kamu yang susah nak saving tu, cuba amalkan tips tersebut, walaupun ringkas pasti ia akan merubah hidup korang.


Monday, 8 February 2016

5 Ways To Pay Your Mortgage When You Are Struggling


Going through another sleepless night thinking about your overdue home loan repayments? The possibility of losing your home can be terrifying. Perhaps you’re having trouble making ends meet because you or a family member lost a job, or you’re having other financial problems.
Maybe things are not as bad yet, but you would like to prepare yourself with all possible scenarios, just in case. For those who took out a variable rate home loan – you may want to know what your payments will be in the event the rate increases and whether you’ll be able to make them.
Regardless of the cause of your anxiety, there are ways to protect your home even in times of financial trouble. Here are three things you can do to save your struggling mortgage.

Thursday, 7 January 2016

What Multitasking Does To Our Brains


We've all heard it hundreds of times: to work efficiently we have to single task. No multitasking. And yet, we let it slip. We end up eating lunch in front of the TV with our laptop open. We browse Twitter and Facebook whilst sending emails, and probably chatting in Google+ too. If we should be focusing on just one assignment, blog post, or proposal...why the heck is it so hard to focus? 
 

Why we multitask in the first place: It makes us feel good

 
To understand why we always fall into the habit of multitasking, when we know we shouldn't, I found some very interesting studies. The answer is in fact quite simple:

[People who multitask] are not being more productive—they just feel more emotionally satisfied from their work.

Sunday, 3 January 2016

7 Things You Should Know About Caffeine

Coffee/tea is one of the most consumed liquid in our diets aside from water. Caffeine has a huge role in our daily diet and we are probably consuming it a lot more than we want to believe.


In a regular household 3 or more people consume caffeine in their daily intake. You might even know someone that is caffeine addict in denial. So, what is caffeine? Besides being in coffee and sodas or a great energy booster, what else do you know about it? Well, here are some trivia and facts about are favorite addicting and keep me up at night caffeine.

A little Statistic Trivia

  • Most Adults consume 200 milligrams of caffeine a day or two and five ounces of coffee daily.
  • 80 percent of the United States consume caffeine daily.
  • People prefer coffee over Sex.
  • Starbucks and other coffee shops are found all over the World.

Monday, 23 November 2015

9 rahsia murah rezeki untuk anda amalkan




Ada banyak petua atau rahsia murah rezeki yang boleh kita jumpa dikongsikan dalam penulisan di kedai-kedai buku sejak lama dulu.

Tapi rasanya, belum lagi ada yang berikan teknik terperinci 9 rahsia murah rezeki untuk anda amal dengan jelas dan terang.

Biasanya bab rahsia murah rezeki ini hanya akan diselitkan dalam kuliah-kuliah umum.

Jarang sangat diadakan satu kuliah atau program khas untuk memberikan tumpuan pada petua atau rahsia bagaimana nak murah rezki.

Pernahkah anda sertai mana-mana seminar atau kuliah atau kelas yang memberikan tumpuan khas semata-mata untuk mempelajari teknik atau rahsia murah rezeki sahaja. Tidak ada perkara lain selain dari rahsia murah rezeki...pernah ke?

Friday, 20 November 2015

Online Scams and How to Avoid Them

Online scams have became rampant with average victims being scammed have been increasing tremendously raising concerns over how secure is our internet. Before falling prey to good-to-be-true offers, kindly observe these symptoms to quickly identify and stopping yourself from being a victim.



Don’t let your hard earned go wasted


Friday, 6 November 2015

The Hacker Search Engine “Shodan” is the Scariest Search Engine on Internet



Launched in 2009, Shodan is more of a prying eye across the world through the IoT rather than just a simple search engine. John Matherly, its creator, named his project after the villainous computer in the video game System Shock. As in present, Shodan is living up to his name. Already designated as ‘world’s scariest search engine’, it is commonly called the hacker search engine.

Shodan shows you what Google doesn’t. Designed with an aim to link all the devices connected to the Internet, it took no time to become a play zone for hackers and experimenters. Shodan works by collecting and stacking HTTP addresses from various devices linked over the Internet across the world. The indexing is done on the basis such as country, OS and brand.


Saturday, 10 October 2015

10 jobs that didn’t exist 10 years ago

Jobs are moving away from the conventional day by day

Nowadays, ever so often, you’ll come across someone with a job title that makes you go, “huh?” Understandably if you haven’t heard of it, then welcome to the modern era where professions have simply evolved in the past 10 years.

Emergence of new technologies, downturns and ecological progression has contributed to the creation of careers that never could have existed before. Here is the list of 10 jobs that you wouldn’t have heard of 10 years ago.


1. App Developer

Ever since the introduction of iPhone and Android, the rise of mobile applications (which shrink programs that used to operate only on desktop computers to make them run on mobile gadgets) has created a surge of demand for people who develop them.


Sunday, 4 October 2015

Video | Loudness Empire Band ┇ Pengerindu Nadai Penyangkai

Loudness Empire Band ┇ Pengerindu Nadai Penyangkai


Saturday, 3 October 2015

3 Key Abdominal Exercises Using A Pull-Up Bar


Take Your Ab Routine To The Next Level
Without trying to over generalise and stereotype an entire sporting population, many individuals who train their abdominal region independently neither give their abs the time nor attention they deserve or require in order to strengthen and develop.

Friday, 2 October 2015

Video | Hafiz Feat. Rossa ┇ Salahkah



Hafiz Feat. Rossa ┇ Salahkah

Hafiz
Salahkah ku bila mencintamu sepenuh hati
sedang ku tahu pasti keluarga tak merestui


Thursday, 1 October 2015

Video | Qierra Feat. Mark Adam ┇ Senyum Lagi


 
 


Qierra Feat. Mark Adam ┇ Senyum Lagi

Kau Yang Berada
Nun Jauh Di Utara
Mengapa Tiada
Khabar Berita


Wednesday, 23 September 2015

The Right Haircut For Your Face Shape


There’s nothing worse than getting your haircut and realising it doesn’t suit your face shape. Hair trends change all the time, yet the majority of styles are not ‘one size fits all’ – some WILL look better with different face shapes, therefore it’s extremely important to take this into account when choosing your next haircut.


Wednesday, 16 September 2015

Video - Mas Idayu Feat. Juzzthin & W.A.R.I.S ┇ 100% Cintaku





Mas Idayu Feat. Juzzthin & W.A.R.I.S ┇ 100% Cintaku

Haha Waris
Cintaku 100%
Juzzthin 100%
100%


Tuesday, 15 September 2015

Video - Ning Baizura ┇ Bukan Wanita Sempurna




Ning Baizura   ┇   Bukan Wanita Sempurna

Hati diam membisu
Menduga mencari tahu
Ada apakah denganmu


Monday, 7 September 2015

Filem - Cinta Yang Di Rahsiakan



Kisah Menyentuh Hati Dalam Masyarakat Yang Terbelah.
Karya Denny JA - Hanung Bramantyo Film Berjudul : "Cinta Yang Dirahasiakan"
Ragaku Memang Pria Tapi Hatiku Sepenuhnya Wanita.
Diadopsi dari Puisi Esai "Atas Nama Cinta" Karya Denny JA