Tax Rates For Year Of Assessment 2016 (Tax Filed In 2017)

Now that you understand how to derive your chargeable income to file for your 2016 income tax, we can calculate how much tax you will be paying for last year’s assessment.

What Is Chargeable Income?

First of all, you need to know what is considered income by Lembaga Hasil Dalam Negeri (LHDN). Is it just the monthly salary you get from your employer, or does it also include other types of income?

With effect from year 2016, an individual who earns an annual employment income of RM25,501 (after EPF deduction) has to register a tax file. These are the types of income that are taxable:

These are the types of income that are taxable:

• Business or profession
• Employment
• Dividends
• Interests (except bank deposit interests)
• Discounts
• Rent collected
• Royalties
• Premiums
• Pensions
• Annuities
• Perquisites, which includes bill claims, company credit cards, loans from company, sponsored club memberships, sponsored child tuition fee, personal driver and any benefits offered by your employer that could be converted into cash.

Here’s an example of how to derive your total income:

Cara Mudah Dikabulkan Doa

Ahli sufi dan ulama terkenal, Abu Ishak Ibrahim al-Hurawi pernah berpesan, jika seseorang ingin doanya mudah diterima oleh Allah SWT supaya berjanji kepada diri sendiri untuk melaksanakan lima perkara berikut:

• Mengawal makan dengan memakan sekadar perlu sahaja.
• Memakai pakaian yang perlu sahaja dan tidak berlebihan.
• Mengawal tidur, dengan tidak tidur secara berlebihan.
• Mengawal percakapan dengan perkara yang baik-baik sahaja.
• Selalu merendah diri, menjaga dan memelihara hawa nafsu, pancaindera dan anggota badan daripada terjerumus kepada perbuatan dosa.

The Future Of Mobile Wallets

What’s in your wallet? Most of us would have some sort of payment method in it, for example, cash, credit/debit card and other nick-knacks such as ID card, loyalty cards, business cards, receipts, insurance cards, and the list goes on.

When we talk about mobile wallet, it’s not just a way to pay with a device, it is encompassing that actual wallet you possess with all of its contents and associated activities; integrating it into a type of digital device that empowers you to process what needs to be done without using your physical wallet.

Most often than not, that device is a mobile phone although it doesn’t necessary need to be. But as you know, the phone has already started to replace the wallet – you keep digital family pictures, perform online banking and transactions – your behaviour as a consumer and the phone is what forms the new digital mobile wallet.

Let’s take a look at mobile wallets through the eyes of the consumer, how they fit into their everyday lives and what we can expect to see in the near future.

Sambal Ulek

Hari ni kami masak yang mudah aje.. Kami masak kobis masak lemak putih,  goreng ikan bawal yang masih berbaki dalam peti ais dan juga sediakan sambal ulek. Benar-benar berselera sekali kami menikmati hidangan tengahari.. sesekali makan yang simple-simple ni di hari cuti ni memang membuka selera.

Kalau ada yang nak mencuba sambal ulek, kami kongsikan di sini.

21 Quotes That Perfectly Capture The Thrill Of Traveling

"You have brains in your head and feet in your shoes. You can steer yourself in any direction you choose! You're on your own and you know what you know. Only YOU can decide where to go!"

lofilolo / ThinkStock

Flickr: kokorowa / Creative Commons

Is Your Financial Portfolio Missing One Key Ingredient?

Majority of Malaysians do not have adequate insurance coverage. This situation exists because not many of us are aware of the importance of financial protection, as we’ve been focusing solely on wealth accumulation through savings or investment gains.

What if we told you that not having adequate insurance coverage actually means you will risk missing out on your investment?

According to the “Protection gap or under-insurance gap in Malaysia” study, commissioned by Life Insurance Association of Malaysia (LIAM), both insurance and takaful cover only 56% of the Malaysian population – which is pretty low compared to other developed countries.

Malaysians generally do not take up adequate insurance protection simply because they lack the understanding of its advantages. Some are also under the misconception that insurance is something you get when you can afford it.

However, the reality is, the earlier you get your insurance, the higher the probability of being covered while you are still healthy.

Kuching Waterfront: Bazaar far from bizarre

East Malaysia, on the island of Borneo, has many appealing qualities and the Sarawak capital of Kuching offers a relaxed and yet, vibrant setting. The riverfront district along the Sarawak River, in downtown Kuching, is now an open space used mostly for recreation. It’s a lively pedestrian-only precinct that is frequented by the locals who use it for leisure activities, to enjoy a sunset drink, or have a meal beneath shady trees.

A fascinating part of this riverfront area is the street named Main Bazaar which runs alongside the river. Retail shops, bazaars, and a few dining outlets front the street but there are numerous uniquely Sarawakian and Bornean products sold in the shops here to ensure that the bazaars are a bit more bizarre than mainstream.

The former trading houses, or go-downs, along Jalan Main Bazaar offer an intriguing insight to the area’s historic activities before it became a major tourism precinct. With awnings providing shade, it’s easy to amble along here, and the best place to start your walk is at the former Court House which has recently been converted to an amazing lifestyle concept under the ChinaHouse banner.

What were once go-downs for goods unloaded at the riverside docks are now mostly craft and souvenir shops selling items from Borneo. These old shops with captivating names present a face of a bygone era – names such as Dayak Art, Sarawak Steamship Berhad, and Haiyen Bird’s Nest offer some intrigue before you even step inside.

Tumis Air Bayam Merah

Kita hari-hari memang kena masak dan makan sayur. Tak kiralah apa-apa sayur pun kerana ia sebenarnya baik untuk kesihatan. 

Dulu kami tak berapa suka makan sayur..

Kalau mak masak sayur , kami kerap juga merungut.. terutamanya bila mak masak bening.. atau tumis air. Pasti bosan rasanya.. "macam lauk orang sakit aje.. " rungut kami setiap kali pulang sekolah di sajikan dengan sayur air...

Agar-agar Rintik Santan Pandan

Hari ni kami sediakan agar-agar sebagai pencuci mulut. Dah lama kami nak buat agar-agar ni.. tapi selalu aje terlupa. Hari ini dapatlah kami sampaikan hajat nak membuatnya.

Resepi agar-agar ini di kongsikan oleh Izah dari blog Izah Muffin Lover . Menurut Izah beliau dapat resepi ini dari buku Aneka Puding. Asalnya Agar-agar rintik santan, tapi bila dah di olah ianya menjadi agar-agar rintik pandan pula. Itulah yang buatkan kami teruja nak cuba sebab gabungan warna hitam dari gula merah dan hijau tu seakan menaikkan seri agar-agar ini.

Agar-agar ni sedap, lembut aje.. dan amat sesuailah kalau nak buat untuk rumah terbuka nanti. Cara dan kaedah membuatnya pun mudah aje.. Cuma lain kali bila kami buat untuk lapisan gula merah tu ita kena kurangkan gula merah dan tambahkan gula pasir sedikit. Sebab gula merah ni rasanya lain sikit.. kalau gula Melaka bagi kami ok lagi... gula merah ni dia ada rasa kelat-kelat sikit... Tapi terpulang pada citarasa masing-masing..

Pencuk, Jelatah, Acar timun nenas atau Acar Cuka, semuanya adalah sama....

Pencuk, Jelatah, Acar timun nenas atau acar cuka adalah nama bagi makanan yang sama. Mungkin lain daerah lain gelarannya. 

Kaedah membuat Acar cuka sangat mudah kerana ianya tidak perlu di masak. Acar cuka ni tak tahan lama, ia cepat rosak kerana timun dan nenas tu mudah berair dan membuatkan ia tidak tahan lama . Jika di buat untuk sekali makan sahaja dan bukan untuk di simpan berhari-hari di dalam peti ais.

Selain timun, nenas dan lobak, ada juga meletakkan kobos yang di hiris nipis. Tak kiralah kobis putih, atau kobis unggu.

Ada sesetengah orang menaburkan sedikit bijan yang telah di sangai atau kacang tanah yang telah di goreng dan di tumbuk.

Pencuk atau acar timun ini biasanya enak di makan bersama nasi minyak, nasi tomato, nasi bukhari, nasi beriani atau nasi-nasi yang sewaktu dengannya. lauk yang serasi bersamanya kebiasannya lauk ayam masak merah, memang sesuai sangan lah gandingan pasangan berdua ini.

Keeping Employees Happy, 5 Key Lessons

Keeping Employees Happy

According to a JobStreet.com survey on Employee Job Satisfaction in Malaysia, 78% of the respondents claimed that they were unhappy with their current job. While it is often perceived that the main reason many young talent leave a company is due to the low salary, only 17% out of the 1,145 respondents quoted salary as the main reason for influencing their unhappiness at their current job.

Dissatisfaction with their scope of work was the top reason many felt unhappy at work. Most of these unhappy employees said they felt that they have too much work or that their work is predictable and boring. Another factor was also their poor relationship with their immediate supervisor or boss.

Overall, the employees agreed that the key changes determining their wellbeing at work would need to include opportunities for career development and also work-life balance in the company. If the needs are not met, the majority said they would find another job to restore their happiness at work.

Research has showed that profits are higher when employees are loyal and engaged in the company while on the contrary, the company suffers when employees feels unmotivated or undervalued. Studies have also shown that engaged employees perform better, miss less work, adaptable and are more supportive to changes.

Happy employees are also satisfied and feel a sense of accomplishment in their work – a sense that what they do is important and meaningful. Such feelings reduce stress, which is a major factor of productivity.

To create an environment where happiness and productivity flourish, here are 5 key lessons to consider:- 

7 Kesilapan Ini Biasa Orang Lakukan Semasa 'Interview'

Tidak semua syarikat di dunia mementingkan resume yang diberikan pemburu kerja semasa temuduga. Penemuduga selalunya mengambil masa kurang 10 minit untuk menyelak resume yang diberi, dan selebihnya bergantung kepada bahasa badan calon temu duga itu sendiri.

Bahasa badan atau 'body language' sering dipandang remeh atau langsung tidak dipedulikan oleh calon temuduga disebabkan mereka terlalu fokus kepada penyampaian resume atau penampilan diri.

Namun sebaliknya, pergerakan badan memainkan peranan penting dalam menyokong resume calon, sekali gus menampilkan calon sebagai individu yang berkeyakinan tinggi atau kreatif.

Berikut adalah tujuh kesilapan besar melibatkan bahasa badan yang dilakukan oleh calon semasa temuduga.

Rock Ooo - Rimba Bara Kembali

Rock Ooo ialah sebuah filem komedi muzikal yang diarahkan oleh Mamat Khalid dan dibintangi oleh Que Haidar, Khir Rahman, Soffi Jikan dan Pekin Ibrahim. Filem ini ditayangkan pada 28 Februari 2013.... Filem ini merupakan sekuel kepada filem Rock [ 2005 ].

Plot cerita ini berdasarkan kehidupan kugiran Rimba Bara setelah pemergian Zack dari kugiran tersebut. Cerita bermula dengan kisah bagaimana Amy Mat Piah melalui hari-harinya selepas dibuang dari kumpulan Rimba Bara. Hari-hari beliau sering dihantui dengan kisah Rimba Bara, walaupun beliau telah meneruskan pekerjaan beliau sebagai pembuat air batu campur.

How to Beat Loneliness

Loneliness affect everybody, it can be a sudden feeling or something that comes from time to time. It can be a feeling of disconnection, unhappiness and numbness. Loneliness can leave you feeling emotionally and physically drained of life. For some people loneliness can be easily cured with a little bit of rest and relaxation, to some loneliness can be a lasting and painful.

Living with loneliness can affect sleeping patterns, lifestyle, health and physical well-being. Ten to twenty percent of adults struggle with chronic loneliness. Loneliness is a much common problem than depression. Unlike depression, loneliness can be easier to overcome.

Keep loneliness at bay with these helpful tips:

Hit the books

Learning about your condition and knowing what it can and can’t be is the first step to finding treatment for it. Learning about loneliness allows you to analyze the feeling itself, it removes the mystery of the problem and allow you to deal with it more openly.

7 Things You Should Know About Caffeine

Coffee/tea is one of the most consumed liquid in our diets aside from water. Caffeine has a huge role in our daily diet and we are probably consuming it a lot more than we want to believe.

In a regular household 3 or more people consume caffeine in their daily intake. You might even know someone that is caffeine addict in denial. So, what is caffeine? Besides being in coffee and sodas or a great energy booster, what else do you know about it? Well, here are some trivia and facts about are favorite addicting and keep me up at night caffeine.

A little Statistic Trivia

• Most Adults consume 200 milligrams of caffeine a day or two and five ounces of coffee daily.
• 80 percent of the United States consume caffeine daily.
• People prefer coffee over Sex.
• Starbucks and other coffee shops are found all over the World.

Simple Tips To Relieve Stress

Stressed? Our lifestyle today is very stressful. Some factors that cause this stress is pollution, stressful working environment, working two jobs, searching for a job and family problems. With so many things affecting our quality of life stress is one of the factors that can affect us mentally and physically. So, what do you do to relieve yourself from this stress? Have you ever considered giving yourself a stress free environment? Start pampering yourself and to reward yourself for doing such a good job at life and succumbing to stress. All you need is time, a little cash and a positive mindset. Pack away your mental stress and take the weight off your shoulder its time to distress.

Tips On How To Relieve Stress

Have Time For Yourself:

11 Tips to Tweet Properly

11 Tips to Tweet Properly

Twitter is not only for the young, tech-savvy kids; parents, businesses, and even politicians have hopped on the wagon to Twitter Town. Similar to cell phones, emails, and social marketing tools – you can only outrun Twitter for so long.

As a beginner, you’ll find that Twitter uses cutesy names to describe its tools and functions, which can be frustrating at the best of times – like a secret code that you need a special decryption machine for others.

So, here’s our helping hand with 10 tips to get your head round some of the necessary terminology that Twitter uses and how to tweet in the right way!

 

 

The Hacker Search Engine “Shodan” is the Scariest Search Engine on Internet

Launched in 2009, Shodan is more of a prying eye across the world through the IoT rather than just a simple search engine. John Matherly, its creator, named his project after the villainous computer in the video game System Shock. As in present, Shodan is living up to his name. Already designated as ‘world’s scariest search engine’, it is commonly called the hacker search engine.

Shodan shows you what Google doesn’t. Designed with an aim to link all the devices connected to the Internet, it took no time to become a play zone for hackers and experimenters. Shodan works by collecting and stacking HTTP addresses from various devices linked over the Internet across the world. The indexing is done on the basis such as country, OS and brand.

8 Pictures of Most Amazing Pools Worth Visiting Once In Your Life