5 fabulous natural places to visit in East Malaysia

Much of East Malaysia on the island of Borneo was once covered by natural vegetation like lowland rainforest, montane forests at high altitudes, and mangroves along the coasts. Many natural areas still remain today, and most are reasonably accessible, but in some cases do require long road or river journeys.

Here are five fabulous natural places to put on your list of East Malaysian travel destinations.

1. Bako National Park, Sarawak

One of Sarawak’s smallest national parks (just 2,727ha) punches way above its weight class in terms of wildlife. Located 37km from the Sarawak capital of Kuching, Bako supports stands of most plant communities found in the state with mixed dipterocarp forest, mangrove forest (where it’s possible to see Proboscis Monkeys), grasslands, peat swamp forest, and a very unusual kerangas, or heath forest, where pitcher plants thrive in the nutrient-depleted soil.

There are a dozen trails to walk, from a few hundred metres to several kilometres in length and overnighting in basic park accommodations is an option, though most visitors return to Kuching and stay in hotels such as the Pullman Kuching.

7 Signs You Are Heading For Bankruptcy

Identifying the warning signs of an impending personal financial crisis is extremely important. Sometimes these signs may be the only thing keeping you from bankruptcy.

You may be headed into a serious debt problem if you’re seeing one or more of these signs:

1. Maxing out on your credit cards or charging more than you can pay off each month

The Malaysian Department of Insolvency stated that credit card debt made up 5% of all bankruptcy cases in Malaysia between 2005 and 2012. You can see other causes here.

It is important to ensure that you use credit cards prudently. The general rule of thumb is to use no more than 30% to 40% of your credit limit at any one time. This gives you flexibility in case of job loss, illness, divorce, or other threats to your income.

4 Ways To Simplify Insurance Planning For Your Growing Family

Being a parent means a life full of joy and love, but at times, with a dash of sacrifice and a few heaps of sleepless nights plagued with worries. And us, parents won’t have it any other way.

Even when we are not around our kids, we constantly think about them and wonder what they are up to. Perhaps nothing can really take away the constant worries, but if we prepare for it sufficiently, we can be better equipped at providing the best for our children.

If one of the family members is ill, the last thing a parent wants to worry about is money. As a parent we want to be able to afford the best care and the best treatment – without a second thought. However, the truth is, medical treatment has become so expensive in recent years that in such a situation, money is the first problem that we have to tackle.

One of the most effective ways to prepare for such eventualities is by building an adequate insurance portfolio, not just for the children, but for the entire family.

How do you ensure that your insurance portfolio stand the test of time? Starting and raising a family are expensive affairs. One wrong move can result in a financial hit that may take years to recover from, which is why you need to ensure your insurance planning is able to withstand any stress as your children grow up.

Here are a few things you need to consider to ensure your insurance portfolio for the whole family is financially sustainable:

Video | Harris J - Salam Alaikum

Harris J - Salam Alaikum - Lyrics

Cuba Tengok!! Kucing Ini Meminta Makanan Dengan Cara yang Terhormat!

Comel kan?

What is your price?

Everyone does indeed have a price and it doesn’t always involve money.

If you are asked to eat a live cockroach in exchange for 2 tickets to watch Manchester United at Old Trafford, all expenses paid – would you do it? How about spending six months in total isolation in return for a luxury condo in Mont Kiara? What about cutting off your thumb for a good sum of money?

Would you do it?

What about killing a puppy? What about approving a faulty bridge? What about granting a project to a lousy contractor? What about voting for a crook? What about supporting a corrupt leader?

The question is what is your price?

DAP predicts political fund meet will be axed

DAP veteran Lim Kit Siang thinks the national consultative committee on political funding will suffer the fate of the Special Task Force

DAP elder statesman Lim Kit Siang believes that Prime Minister Najib Abdul Razak’s National Consultative Committee on Political Funding was nothing but a cynical ploy to buy time for a whole year to continue to avoid and evade the principles of accountability, transparency, integrity and good governance on the twin scandals of the RM42 billion 1MDB loans and RM2.6 billion in Najib’s personal accounts. “Najib has said that there are currently no laws regulating political funding or donations and thus the public can’t pass judgment yet.” 

“This is a shocking example of Najib’s warped perceptions of what is right and what is wrong – a Prime Minister who has completely lost his moral authority and compass and ceased to distinguish between right from wrong.” 

Skandal Rasuah : Gabenor Bank Negara Zeti

                                             Dipetik dari blog fromtheeleventh.
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Plot semakin memuncak, cawangan khas kini menyiasat Governer Zeti, Datuk Shamsiah, Datuk Shamsuddin dan Abdul Rahman dari Bank Negara Malaysia di bawah seksyen 124 Kanun Keseksaan. 

Pada masa ini disiasat di bawah seksyen 124 Kanun Keseksaan yang membawa hukuman sehingga 20 tahun penjara

Seksyen 124 Kanun Keseksaan yang membawa hukuman sehingga 20 tahun penjara.

Difahamkan bahawa sebagai tambahan kepada siasatan seksyen 124, siasatan rasuah akan juga diadakan membabitkan Zeti dalam satu perjanjian yang melibatkan Dato’ Tawfiq Ayman dan Alif Ayman.

Life Lesson Quotes

1. Attach your satisfaction to an objective not individuals or things

You will never have the capacity to control individuals or things; don’t let your satisfaction be reliant upon them.

Nuha AF ┇ Pertama Kali

Tajuk Lagu : Pertama Kali

Penyanyi : Nuha AF

Lagu Ciptaan : Acis

Lirik Ciptaan : Nuha AF