Sudah Cuba Pelbagai Jenis Diet Tetapi Gagal? Mungkin Ini Salah Satu Penyebabnya...

Sudah sebulan diet, namun hasilnya langsung tidak membuahkan apa-apa kesan. Dimanakah silapnya? Apakah puncanya?

Jom semak senarai di bawah dan cari di manakah silap kamu ketika mengamalkan gaya hidup diet.

Gula

Sebenarnya kita langsung tidak menyedari bahawa makanan manis seperti pasta, sup, sereal, salad dan sos mengandung gula dan juga bahan pemanis seperti sari tebu, buah, glukosa, dekstrosa, sukrosa dan madu. Jika kamu mengambilnya dalam jumlah yang tinggi, kamu akan kehilangan nutrisi penting daripada makanan dan akan kehilangan nutrisi penting daripada makanan dan membuatkan selera makan kamu semakin bertambah.

Is Your Financial Portfolio Missing One Key Ingredient?

Majority of Malaysians do not have adequate insurance coverage. This situation exists because not many of us are aware of the importance of financial protection, as we’ve been focusing solely on wealth accumulation through savings or investment gains.

What if we told you that not having adequate insurance coverage actually means you will risk missing out on your investment?

According to the “Protection gap or under-insurance gap in Malaysia” study, commissioned by Life Insurance Association of Malaysia (LIAM), both insurance and takaful cover only 56% of the Malaysian population – which is pretty low compared to other developed countries.

Malaysians generally do not take up adequate insurance protection simply because they lack the understanding of its advantages. Some are also under the misconception that insurance is something you get when you can afford it.

However, the reality is, the earlier you get your insurance, the higher the probability of being covered while you are still healthy.

Best secondhand and rental bookstores in KL

Do you prefer your books to have a bit of character? Roll up your sleeves and score a literary gem or two at these top secondhand and rental bookstores in KL. 

Jumble Station

Jumble Station is a community outreach initiative by the NGO Parents Without Borders to help raise funds for single parents. There’s a small corner in the shop that sells secondhand books which were donated by the public. Get three books for RM10, two for RM8 and one for RM5.

Address:

	The School Jaya One 72A Jalan Universiti Petaling Jaya 46200
Opening hours:	Daily, 10.30am-8pm

Kuching Waterfront: Bazaar far from bizarre

East Malaysia, on the island of Borneo, has many appealing qualities and the Sarawak capital of Kuching offers a relaxed and yet, vibrant setting. The riverfront district along the Sarawak River, in downtown Kuching, is now an open space used mostly for recreation. It’s a lively pedestrian-only precinct that is frequented by the locals who use it for leisure activities, to enjoy a sunset drink, or have a meal beneath shady trees.

A fascinating part of this riverfront area is the street named Main Bazaar which runs alongside the river. Retail shops, bazaars, and a few dining outlets front the street but there are numerous uniquely Sarawakian and Bornean products sold in the shops here to ensure that the bazaars are a bit more bizarre than mainstream.

The former trading houses, or go-downs, along Jalan Main Bazaar offer an intriguing insight to the area’s historic activities before it became a major tourism precinct. With awnings providing shade, it’s easy to amble along here, and the best place to start your walk is at the former Court House which has recently been converted to an amazing lifestyle concept under the ChinaHouse banner.

What were once go-downs for goods unloaded at the riverside docks are now mostly craft and souvenir shops selling items from Borneo. These old shops with captivating names present a face of a bygone era – names such as Dayak Art, Sarawak Steamship Berhad, and Haiyen Bird’s Nest offer some intrigue before you even step inside.

Will You Be Able To Keep Your Home If You Lose Your Job?

After saving for years to buy your home, it seems too careless to lose it because of disability, illness or retrenchment. If you don’t have a plan B for these instances, how will you be able to make your home loan repayments?

Disability and death are covered by Mortgage Level Term Asssurance (MLTA) or Mortgage Reducing Term Assurance (MRTA), but what about retrenchment?

If the word ‘retrenchment’ doesn’t send chills down your spine, the stats below would likely make you shudder.

From January to September 2015 alone, more than 20,000 employees lost their jobs in Malaysia, and the retrenchment trend is expected to continue in 2017.  The truth is, job security is not what it used to be, and if you are unfortunate enough to be retrenched by your employer, getting another job immediately may not be as easy as well.

Hiring has also slowed significantly. Monster, a global online employment firm, said its year-over-year study of job postings on the Internet showed a 39% drop across all occupations and sectors in Malaysia.

Even jobs in the public sector were also harder to come by as the government froze hiring of civil servants except for critical positions last year.