11 Biasiswa Pengajian Luar Negara Yang Pelajar Malaysia Perlu Tahu

Rebut peluang untuk memohon 11 biasiswa pengajian luar negara bagi pengajian ijazah dan lepasan ijazah!

1. Biasiswa JPA Di bawah Program Kejuruteraan

Biasiswa JPA ini ditawarkan oleh Jabatan Perkhidmatan Awam Malaysia (JPA). Calon-calon hanya dibenarkan untuk memilih salah satu daripada empat negara yang layak (Jerman, Perancis, Jepun dan Korea) bergantung kepada minat dan potensi.

Kursus

Kejuruteraan

6 Fakta Untuk Dapatkan Biasiswa

Perlu ke lulus dan dapat straight A?

Biasiswa dianugerahkan kepada pelajar berdasarkan merit, pencapaian akademik, bakat khas, hobi, atau kriteria-kriteria yang ditetapkan oleh organisasi yang memberi sumbangan tersebut. Ada juga biasiswa yang diberikan berdasarkan keperluan pelajar tertentu.

Biasiswa bukan sahaja membantu pelajar dari segi kewangan, tetapi juga seperti ada kebanggan tertentu sebagai penerima, apalagi jika biasiswa yang diterima terkenal susah untuk didapatkan.

Sebelum mohon biasiswa, cari tahu dulu 6 perkara berkaitan soalan dan fakta di bawah:

Smoking vs Vaping : How Much Is It Really Costing You

The recent price hike for cigarettes have caused an uproar among the smokers in Malaysia with some brands going up as high as RM18 per box. On the other hand, a recent crackdown on vape juices (e-liquids) with nicotine by the Health Ministry has also caused outrage amongst vape store owners who have had their stocks confiscated by Health Ministry officers.

It was reported that in Selangor alone, over 300 vape stores were raided in the beginning of November. Under the Poisons Act 1952, the sale of nicotine can only be undertaken by licensed pharmacists and registered medical practitioners, and is prohibited by other parties. Similarly, under the existing legislation, the sale of e-liquids with nicotine can also only be supplied by registered medical practitioners and licensed pharmacists. However, pharmacists are saying they are not keen on selling vape juices. There have also been calls for vape to be regulated as well as for it to be taxed. The government has announced that it will set up a special committee to look into vaping. It is also interesting to note that the vape industry in Malaysia is worth half a billion ringgit and is the second largest in the world after the American market.

What Is Zakat?

Earlier this month, the chief of Federal Territories Zakat Council stated that it is sinful to pay zakat directly to the poor instead of handing it to Zakat collection centers. Subsequently, it was also reported that distrust was amongst the reasons some Muslim’s choose not to contribute to the Zakat collection centers.

In an effort to shed some light on the Zakat issue, we talked to Employer Collection Sector Manager from Lembaga Zakat Selangor (LZS), Encik Wira Mustafa to understand what it entails, why it’s not encouraged to pay Zakat directly to the poor and to find out how the funds are used.

What is Zakat?

Encik Wira: Zakat is the third pillar of Islam and is wajib (compulsory) on Muslim’s who meet all the conditions. The word Zakat itself means to purify. Technically Zakat means a fixed proportion collected from a specific type of mal (wealth) when they reach the haul (specific term) which must be distributed to specific categories of people. Giving Zakat means Muslim’s are purifying their wealth by giving a part of it to the needy as well as to gain Allah’s blessing on their wealth. It teaches us to sacrifice a part of our wealth, to cleanse our wealth by means of Zakat.

Financial Tips You Should Know For 2016

Top Financial Tips For 2016

Start your year right by ensuring you have plenty of savings set aside for emergencies or to grow your wealth! This might be a tip you often hear but that’s because it will always stay relevant regardless of what year it is. If you don’t have any savings yet, you need to start pronto! If you already have savings, look into trying to increase the amount of your savings and putting the money into investments where you can gain high returns.

Top financial blogger KC Lau’s advice is to

“save at least 30% of your income, and invest for double digit returns.”